Our Motor insurance covers include Third Party Only Cover, Comprehensive Cover and Third Party, Fire & Theft Cover
This is minimum motor insurance cover prescribed by law. It indemnifies you or any other person driving with your agreement against:
1) Death or bodily injury to any third parties, and/or Damage to property belonging to third parties. Damage to your vehicle is however not covered under this cover.
2) The minimum limit for third party property damage of GH¢6,000.
This is an extension of the Third-Party Cover, and provides indemnity for loss of or damage to your vehicle occasioned by Fire or Theft. It however does not cover other accidental damage to your vehicle caused by collision, overturning, etc.
The comprehensive motor cover cushions you against all of the risks described above, in addition to accidental damage to your vehicle arising from:
- Accidental collision or over-turning
- Fire, external explosion, self-ignition or lightening
- Theft, burglary, housebreaking
- Malicious act
- Flood, Storm, Hurricane, Volcanic Eruption or Earthquake